I started this topic because of Chloemarie's comments in a different section. It's an important subject and I didn't want it to get lost.
In my own experience, I found it best to use an adhesive remover, pads or spray, with or without alcohol and gently push my skin into my body while holding the wafer or whatever in place. That method separates the adhesive stuff and the skin doesn't get stretched, which probably isn't good for it. I'm not in favor of ripping, tearing or just "getting it done". We need to be gentle with ourselves.
Thanks for the reminder, Chloemarie.