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Oct 04, 2019

United HealthCare Covers Half of Stealth Belt Cost

This topic is about people's experiences with insurance coverage when purchasing a StealthBelt, which is a support belt for those with an ostomy. Here are some helpful insights and advice shared by others:

1. If you have United HealthCare, some plans may cover 50% of the cost of a StealthBelt if it is considered "durable medical equipment" and you have a prescription. It's a good idea to get a prescription from your gastroenterologist.

2. Health Savings Accounts (HSAs) can be used to pay for a StealthBelt. This can be a smart way to use up any remaining funds in your HSA before they expire at the end of the year.

3. For those with Blue Cross Blue Shield (BCBS):
- A member with BCBS in New Jersey mentioned that their insurance did not cover the belt, even with a doctor's note.
- Another member with Federal BCBS is planning to appeal the decision. They suggest that having a primary-care physician declare the belt "medically necessary" might help.

4. If your insurance does not cover the StealthBelt, you might be able to list the out-of-pocket cost as a medical deduction on your year-end taxes.
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