When planning a trip, especially a cruise, and you have had a urostomy surgery in the past, you might wonder if you need to mention this on your travel insurance forms. Here are some helpful tips and insights to guide you:

1. It's generally safest to declare any pre-existing medical conditions, including a urostomy, on your travel insurance application. This ensures transparency and can prevent issues if you need to make a claim. It's a good idea to discuss this directly with your insurer or travel agent, as rules can vary depending on the country, insurer, and type of coverage, such as medical or cancellation insurance.

2. Ask your doctor to confirm in your medical records that you are fit to travel. This documentation can be useful if your insurer requests medical validation for a claim.

3. In the UK, some people have been advised by specialists to always declare their urostomy. The cost of premiums can vary significantly, from around £1,000 to just a few hundred pounds. However, competitive rates have been found through services like MIA / MIAONLINE, which you can contact via their website or by phone.

4. Another option for UK travelers is to use the travel insurance link on the Colostomy Association website. Some have reported premiums of about £40 for European coverage, which might be a more affordable choice.