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Jun 14, 2022

Travel insurance suggestions for ileostomy in UK?

If you're a UK traveler with an ileostomy and you're planning a trip, finding the right travel insurance can be a bit of a puzzle. Here's some friendly advice to help you navigate your options:

- Generally, having a stoma or ileostomy isn't considered a disability by insurance companies. This means that many standard travel insurance policies won't charge you extra just because of your ileostomy.

- Before you decide to pay more for insurance, it's a good idea to check comparison websites. This can help you see if your ileostomy might lead to any special terms or higher premiums.

- Some insurers come recommended by others in similar situations:
1. Puffin Insurance has been chosen by individuals with multiple health issues.
2. Insure With is noted by GP-surgery staff for offering reasonable rates for those with chronic illnesses, cancer, and similar conditions.

- Some travelers find that their bank account's travel insurance covers them. They've been told that a stoma isn't on any exclusion or excess list. However, it's always wise to confirm this directly with your provider.

- If you're considering Irish policies, one example shared is that insurers often focus on how long it's been since your last hospital stay, typically requiring at least two years. It's important to declare all your medications and conditions honestly. Also, keep your insurer’s emergency number handy and contact them before or as soon as possible after seeking medical care abroad.
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